Waa Maxay Lacagta Dijitaalka ah?
Lacagta dijitaalka ah waa lacag aan la taaban karin, balse kaliya ay ka muuqato shaashadaha aaladaha la isticmaalo sida Mobile ama Computer.
Qaybaha loo kala saaro lacagaha digitalka ah
Lacagaha dhijitaalka ah waxay leeyihiin qaybo kala duwan waxaa ka soo qadan karnaa
- Cryptocurrencies waa lacago Digital aan jirin cid dhexe oo maamusha waxayna ku shaqeeyaan Blokchain waxaa ka mid ah Bitcoin, LiteCoin, Ethereum, Solana, Xrp, ADA, iyo Ton.
- CBDCs (Central Bank Digital Currency) waa lacago Digital ah ay dowladuhu doonayaan inay soo saaraan.
- Electronic money waa lacagaha aan maanta adeegsano ee loo yaqaano Fiat currencies sida Dollarka, Euro, Shilling Somali oo laga dhigay Digital ayna maamulaan Company-yo waxaase sharciyo u sameeya Doladaha waxaa ka mid ah ah EVC-Plus, MasterCard, Paypal iyo M-Pessa.
Maxaa sababi karo in dunida ay u guurto Lacagaha Digital-ka ah?
Waxaa jiro sababo badan oo keeni karto dunida inay u guurto lacagaha Digital-ka oo bulshooyinka caalamka ee noqdaan kuwa ka guuro Cash-ka “Cash less Society”. Waxaa ka mid ah sababahaas:
- Xawaare Sare
Lacagaha Digital-ka ee Crypto waxay ka dhigeen marka la isku xawilaayo lacag inay ku gaarto meesha lagu tala galay ilbriqsiyo, waxayna meesha ka saareen dib u dhicii bankiyada taasoo ah siababta keeni karto in loo guuro.
- Qiimo Jaban (Low fees)
Marka la isku diraayo lacag Digital ah tusaale Crypto waxay aad ugu jaban tahay marka la adeegsanaayo banki, marka la samenaayo xawilaad lacago baddan bank-gu waxuu qaadaa Fee aad qaali u ah. Tusale: xawilaada bank-yada lagu dhex sameeyo waxay qaadaan $10 ilaa $50 halka marka la adeegsanaayo Crypto qidmadda (Fee-ga) uu u dhaxeeyo $0.1 ilaa $1.
- Xoriyad Maaliyadeed
Bulshooyinka caalamka waxay ka nayid jabeen sicir bararka lacagaha ay sameeyaan waddamada waxayna ka door bideen inay adeegsadaan Crypto ayna maalgashadaan sida Bitcoin.
- Adeegsi guud
Lacagaha Digital-ka ah ee Crypto waxaa adeegsan kara qof walba oo dunida ku nool kaasoo aan u baahnayn inuu fasax ka qaato cid gaar ah, in kabadan 1.4 billion oo qof ayaa haysan adeeg banki kuwaasoo daneenaya inay adeegsadaan lacagaha Crypto taasoo sare u qaadi karto mustaqbalka in loo guuro.
- Ganacsiga Online-ka
Ganacsiyada Online-ka ah qaarkood waxay aqbaleen lacagaha Digital-ka sida Cryptocurrency in wax lagu iibsado taasoo ah rajada ugu wayn ee mustaqbalka maadaama dunida oo idil u guurayso Digital oo wax waliba loo adeegsanaayo in Online-ka lagu iib geeyo.
- Aqbalidda iyo Maalgashiga Hay’adaha Maaliyadeed
Lacagaha Digital-ka Sida Cryptocurrency waxaa aqbalayo hay’adaha maaliyadeed waxayna doonayan inay maalgashi ku sameeyaan Sida Bitcoin taaoo hadda ay maalgashadaan Hay’ado iyo Company-yo sumcad ku leh caalamka Sida Tesla, Micro Strategy, BlackRock halka Compny-yada aqbalay StableCoins ay ka mid yihiin PayPal, MasterCard, JPMorgan.
Malaga yaabaa Mustaqbalka lacagaha Dijitalka in loo guuro?
Jawaabta su’aashaan waa mid ay ku xeran tahay bulshooyinka caalamka oo hadii la qabsadaan lacagahaan Digital-ka ayna u adeegsadaan noloshooda maalin laha sida bixinta qarashyada caafimaadka, waxbarashada, dukaamaysiga, adeegyada guriga, ganacsiga iyo safarka. Waxaa laga yaabaa in la guuro oo gabi ahaanba uu is baddelo nidaamka hadda ee maaliyadda caalamka ay ku socoto.
Halkaan ka baro Coursada Cryptocurrency
